

You did not sign a written consent that you knew the services were out-of-network and would not be covered by your health plan AND.It’s a Surprise Bill When Your In-Network Doctor Refers You to an Out-of-Network Provider if: If your health care services were before January 1, 2022, you are only protected from a surprise bill if you were treated by an out-of-network physician (and not other health care providers) at an in-network hospital or ambulatory surgical center. It is NOT a surprise bill if you chose to receive services from an out-of-network provider instead of from an available in-network provider before you got to the hospital or ambulatory surgical center.īeginning January 1, 2022, the following services will usually be a surprise bill when provided by an out-of-network provider in a hospital or ambulatory surgical center: emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. Unforeseen medical services were provided when you received health care services.An out-of-network provider provided services without your knowledge OR.An in-network provider was not available OR.It’s A Surprise Bill At An In-Network Hospital or Ambulatory Surgical Center if an Out-of-Network Provider Treats You and: (In-network means in your health plan’s network.) You only have to pay your in-network cost-sharing for a surprise bill. Surprise bills happen when an out-of-network provider treats you at an in-network hospital or ambulatory surgical center OR you are referred by an in-network doctor to an out-of-network provider.
MY MEDICAL PAYMENTS HOW TO
How to Protect Yourself from a Surprise Medical Bill If You Have Health Insurance Coverage Subject To NY Law – (your health insurance ID card says “fully insured”) Information Your Doctor and Other Health Care Professionals Must Give You


Additionally, consumers with health insurance coverage provided by an insurer or HMO are protected from surprise bills when a participating doctor refers them to a non-participating provider. Surprise Medical Bills and Emergency ServicesĬonsumers in New York are protected from surprise bills when treated by an out-of-network provider at a participating hospital or ambulatory surgical center in their health plan’s network.
